Mileage deduction calculator for 2026

Business miles at the IRS standard rate for the year — with both 2026 rates, since the IRS raised it in July — plus parking and tolls, and roughly what the deduction saves you in tax.

The year

Business miles

From your mileage log. Two thrift runs of 30 miles a week come to about 3,100 miles a year.

mi

72.5¢ a mile

mi

76¢ a mile

On top of the rate

$

On business trips. Deductible beside the standard rate.

For the tax estimate

How it is worked out

The standard mileage deduction is your business miles times the IRS rate for when you drove them, plus the parking and tolls on those trips. The rate is set by the IRS each year and covers everything else about running the car — gas, insurance, repairs and depreciation — so none of those are added on top.

In 2026 the rate changed in the middle of the year: 72.5¢ a mile for trips up to June 30 and 76¢ from July 1. 2022 did the same (58.5¢, then 62.5¢). For those years the calculator asks for the miles in each half and values each at its own rate.

The tax figure is an estimate: the deduction times your federal bracket, plus 15.3% on 92.35% of it if you are self-employed, since a sole proprietor’s deduction lowers self-employment tax as well. It leaves out state income tax and the finer interactions on a real return. Rates are from the IRS standard mileage rates page as of October 2026. This is arithmetic, not tax advice.

Questions people ask

What is the IRS mileage rate for 2026?
72.5 cents a mile for business driving from January 1 to June 30, 2026, and 76 cents a mile from July 1, 2026, when the IRS raised it mid-year. 2025 was 70 cents, 2024 was 67 cents and 2023 was 65.5 cents.
What driving counts as business miles for a reseller or a maker?
Trips made for the business: driving to thrift stores, estate sales, auctions and storage units to buy stock, picking up supplies, taking parcels to the post office, going to a market or a craft fair to sell. Commuting from home to a regular place of work does not count, and neither does the personal part of a mixed trip.
Can I deduct parking and tolls as well?
Yes. Parking and tolls on business trips are deductible on top of the standard mileage rate. Gas, insurance, repairs and depreciation are not — the standard rate already covers them.
Standard mileage rate or actual expenses?
The standard rate is miles times the IRS rate, with a log as the only record you need. The actual-expense method adds up the real costs of the car and claims the business share, which needs every receipt. For a car you own, using the standard rate in the first year the car is used for business keeps the choice open later; starting with actual expenses rules the standard rate out for that car.
What records do I need?
A log written at the time: the date, where you went, why, and how many miles. A total typed up at tax time is exactly what an audit refuses. Keep the receipts for parking and tolls with it.
How much tax does the mileage deduction actually save?
Roughly the deduction times your federal income tax bracket, plus about 14.1% if you are self-employed, because a sole proprietor’s deduction also lowers self-employment tax (15.3% on 92.35% of earnings). State income tax saves a little more. It is an estimate; your return decides the real figure.

A mileage log that says what every drive was for.

Log a trip in Intakes and it offers the purchases you recorded that day, so each thrift run is tied to what it bought. Valued at the IRS rate on its own day and placed on Schedule C with the rest of your year.

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